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ART. XXIII] INSURANCE DEPARTMENT. 1411
set forth in full the name and address of the applicant; that he has not
willfully violated any of the Insurance Laws of this State during the
past year and that he will not violate any such law during the term of
the license applied for, if issued; that he has not dealt unjustly with or
deceived any citizen of this State or misrepresented the conditions of
any insurance policy or contract; whether or not he has misappropri-
ated or withheld from any insurance company or general agent money
received or collected by him for said company or general agent under
any former employment as agent, broker or solicitor, whether or not
his license as insurance agent or broker has been declined or revoked
in this or any other State for a violation of law; where and in what
business engaged during the past year, and shall give full answers to
the following questions: Do you understand that it is against the laws
of this State (a) to act as agent, broker or solicitor for any company
without a license from this Department, (b) to misrepresent the condi-
tions of any policy contract, (c) to make any discrimination between
citizens of this State in premiums, or in rebating any part of premiums
or commissions, or to twist or attempt to twist policies by misrepresenta-
tion. Before any license or permit is issued to such agent or solicitor,
the State Insurance Commissioner may make inquiry as to the accuracy
of any statement made in said application, and may refuse to issue any
such license if convinced that the applicant therefor has willfully vio-
lated any of the insurance laws of this State. Provided that any per-
son deeming himself aggrieved by any such refusal by the Insurance
Commissioner to grant any such license as aforesaid, shall have the
right to appeal to the Superior Court of Baltimore City for a writ of"
mandamus to compel the issuance of such license in any proper case
where the same has been wrongfully and improperly withheld.
1916, ch. 255, sec. 184C.
184C. Whenever the State Insurance Commissioner shall be satis-
fied that any insurance broker, broker's solicitor, agent or solicitor,
licensed or. registered by this State, has willfully violated any of the-
insurance laws of this State, or has willfully misrepresented any poli-
cies of insurance, or has dealt unjustly with or willfully deceived any
citizen of this State in regard to any insurance policy, or has failed
or refused to pay over to the Company or to his principal or other per-
son whom he represents or has represented, or by or for whom he is
employed or acts, any money or property in the hands of said agent,
solicitor, broker or broker's solicitor belonging to said company, firm,
broker, principal or person when demanded to do so, or has violated any
ruling of the Insurance Department which he is by law authorized to
make, or upon conviction of any infamous crime under the laws of this-
State, or has been guilty of twisting or attempting to twist by misrepre-
sentation any policy of insurance, or has made any false statement,
answer or declaration in his application for license, then and in any such
case, the State Insurance Commissioner may and it shall be his
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