ART. 23] FRATERNAL BENEFICIARY ORDERS. 109

a fee to said commissioner for issuing such license, may obtain a
license for carrying on the business of an insurance broker; and
no license shall be issued to permit more than one person to act
thereunder; and if such license shall be granted for a part of a
year, a ratable sum shall be charged therefor.

1894, ch. 877.

143 C. Any person who shall use or exercise the business or
occupation of an insurance broker, without having procured a
license therefor as required by sections 143 A and 143 B of this
article, shall be subject to a penalty of five hundred dollars for
each offense, one-half for the use of the State and the other half
to the informer.

Ibid.

143 D. It shall be the duty of the sheriff of the city of Balti-
more and of the sheriff of each county throughout the State, to
furnish to the Insurance Commissioner, prior to the first day of
May in each and every year hereafter, the names of all per-
sons conducting the business of "Insurance Broker" within the
respective jurisdictions of each of said sheriffs.

Fraternal Beneficiary Societies, Orders or Associations.

1894, ch. 295.

143 E. A fraternal beneficiary association is hereby declared to
be a corporation, society or voluntary association, formed or
organized and carried on for the sole benefit of its members and
their beneficiaries, and not for profit. Each such association shall
have a lodge system, with ritualistic form of work and a repre-
sentative form of government, and shall make provision only for
the payment of benefits in case of sickness, disability or death
of its members, subject to their compliance with its constitution
and laws. The fund from which the payment of such benefits
shall be made, and the fund from which the expenses of such
association shall be defrayed, shall be derived from fees, assess-
ments and dues collected from its members. Payments of death
benefits may be made only to the widow, children, grandchildren,
mother, father, brother, sister, grandparent, aunt, uncle, niece,
nephew, first cousin, next of kin who would be distributees of the
member's personal estate if he died intestate, to an affianced bus-