HERBERT R. O'CONOR, GOVERNOR. 1641

(a) Any provision relative to cancellation of the policy at
the instance of the insurer shall be as follows:

16. The insurer may cancel this policy at any time by
written notice delivered to the insured or mailed to his
last address as shown by the records of the insurer, together
with cash or the insurer's check for the unearned portion of
the premiums actually paid by the insured, and such can-
cellation shall be without prejudice to any claim originating
prior thereto.

(b) Any provision relative to reduction of the amount of
indemnity because the insured carries insurance with other
insurers, to a sum less than that stated in the policy shall be
as follows:

17. If the insured shall carry with another company,
corporation, association or society other insurance cover-
ing the same loss without giving written notice to the in-
surer, then in that case the insurer shall be liable only for
such portion of the indemnity promised as the said indem-
nity bears to the total amount of like indemnity in all
policies covering such loss, and for the return of such part
of the premium paid as shall exceed the pro rata for the
indemnity thus determined.

(c) Any provision relative to deduction of any premium or
any part thereof from the amount paid in settlement of any
claim shall be as follows:

18. Upon the payment of claim hereunder any premium
then due and unpaid or covered by any note or written order
may be deducted therefrom.

(d) An optional standard provision relative to other insurance
by the same insurer which shall be in such one of the follow-
ing forms as may be appropriate to the indemnities provided,
and in the blank spaces of which the insurer shall insert such
upward limits of indemnity as are specified by the insurers'
classification of risks, filed as required by this section.

(A): 19. If a like policy or policies, previously issued
by the insurer to the insured be in force concurrently here-
with, making the aggregate indemnity in excess of f........

the excess insurance shall be void and all premiums paid for
such excess shall be returned to the insured.

(B): 19. If a like policy or policies, previously issued by
the insurer to the insured be in force concurrently herewith,
making the aggregate indemnity for loss of time on account
of disability in excess of f.............. weekly, the excess

insurance shall be void and all premiums paid for such excess
shall be returned to the insured.