1238 LAWS OF MARYLAND. [CH. 510
tion, articles of agreement or association or certificate of
incorporation, and its by-laws, rules and regulations govern-
ing the conduct of its business, conform to the requirements
of law, he shall issue a license specifying the kinds of insur-
ance, or subdivision or class of risk or part or combination
thereof for which the applicant is authorized to act as a
rating organization. Every such application shall be granted
or denied in whole or in part by the commissioner within sixty
days of the date of its filing with him. Licenses issued pur-
suant to this sub-section shall remain in effect for three years
unless sooner suspended or revoked by the commissioner. The
fee for said license shall be twenty-five dollars. Licenses
issued pursuant to this sub-section may be suspended or
revoked by the commissioner, after hearing upon notice, in
the event the rating organization ceases to meet the require-
ments of this paragraph. Every rating organization shall
notify the commissioner promptly of every change in (1) its
constitution, its articles of agreement or association, or its
certificate of incorporation, and its by-laws, rules and regu-
lations governing the conduct of its business, (2) its list of
members and subscribers and (3) the name and address of
the resident of this State designated by it upon whom notices
or orders of the commissioner or process affecting such rating
organization may be served.
(b) Subject to rules and regulations which have been ap-
proved by the commissioner as reasonable, each rating organ-
ization shall permit any insurer, not a member, to be a sub-
scriber to its rating services for any kind of insurance, sub-
division, or class of risk or a part or combination thereof for
which it is authorized to act as a rating organization. Notice
of proposed changes in such rules and regulations shall be
given to subscribers. Each rating organization shall furnish
its rating services without discrimination to its members and
subscribers. The reasonableness of any rule or regulation in
its application to subscribers, or the refusal of any rating
organization to admit an insurer as a subscriber, shall, at the
request of any subscriber or, any such insurer, be reviewed by
the commissioner at a hearing held upon at least ten days'
written notice to such rating organization and to such sub-
scriber or insurer. If the commissioner finds that such rule
or regulation is unreasonable in its application to subscribers,
he shall order that such rule or regulation shall not be ap-
plicable to subscribers. If the rating organization fails to
grant or reject an insurer's application for subscribership
within thirty days after it was made, the insurer may request
a review by the commissioner as if the application had been
rejected. If the commissioner finds that the insurer has been
refused admittance to the rating organization as a subscriber
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