1240 LAWS OF MARYLAND. [CH. 510

organization provided the insurer has filed the deviation to be
applied both with the rating organization and the commis-
sioner; and provided the said deviation is uniform in its
application to all risks in the State of the class of insurance
to which such deviation is to apply, and provided such devia-
tion is approved by the commissioner. Such deviation may be
renewed annually subject to all of the foregoing provisions.

8. APPEAL BY MINORITY.

Any member of or subscriber to a rating organization may
appeal to the commissioner from the action or decision of
such rating organization in approving or rejecting any pro-
posed change in or addition to the filings of such rating
organization and the commissioner shall, after a hearing held
upon not less than ten days' written notice to the appellant
and to such rating organization, issue an order approving the
action or decision of such rating organization or directing it
to give further consideration to such proposal, or, if such
appeal is from the action or decision of the rating organiza-
tion in rejecting a proposed addition to its filings, he may,
in the event he finds that such action or decision was unrea-
sonable, issue an order directing the rating organization to
make an addition to its filings, on behalf of its members and
subscribers, in a manner consistent with his findings, within
a reasonable time after the issuance of such order.

9. INFORMATION TO BE FURNISHED INSUREDS; HEARINGS AND
APPEALS OF INSUREDS.

Every rating organization and every insurer which makes
its own rates shall, within a reasonable time after receiving
written request therefor and upon payment of such reasonable
charge as it may make, furnish to any insured affected by a
rate made by it, or to the authorized representative of such
insured, all pertinent information as to such rate. Every
rating organization and every insurer which makes it own
rates shall provide within this State reasonable means where-
by any person aggrieved by the application of its rating
system may be heard, in person or by his authorized repre-
sentative, on his written request to review the manner in
which such rating system has been applied in connection with
the insurance afforded him. If the rating organization or
insurer fails to grant or reject such request within thirty days
after it is made, the applicant may proceed in the same
manner as if his application had been rejected. Any party
affected by the action of such rating organization or such
insurer on such request may, within thirty days after written
notice of such action, appeal to the commissioner, who, after