Theodore R. McKeldin, Governor                      855

(2) The Insurance Commissioner is further authorized to enter
into reciprocal agreements with the appropriate official of any other
state waiving the written examination of any applicant resident
in such other state, provided:

(i) That a written examination is required of applicants for a life
insurance agent's license in such other state;

(ii) That the appropriate official of such other state certifies that
the applicant holds a currently valid license as a life insurance agent
in such other state and either passed such written examination or
was the holder of a life insurance agent's license prior to the time
such written examination was required;

(iii) That the applicant has no place of business within this State
in the transaction of business as a life insurance agent;

(iv) That in such other state, a resident of this State is privileged
to procure a life insurance agent's license upon the foregoing con-
ditions.

(h) Agent May Be Licensed to Represent Additional Insurers.

Any life insurance agent licensed in this State may apply to the
Commissioner, at any time while his license is in force, for an
additional license or licenses authorizing him to act as a life insur-
ance agent for an additional insurer or insurers. Such application
shall set forth each insurer which the applicant is then licensed to
represent; a certificate from the insurer to be named in each addi-
tional license applied for that it desires to appoint the applicant as
its agent; and such other information as the Insurance Commis-
sioner may require. Upon receipt of each such application, the
Commissioner shall issue such additional license without examination
of, or further investigation concerning the applicant.

(i) Expiration and Renewal of Agent's License.

(1)  Each license issued to a life insurance agent shall expire on
June 30th following the date of issue, unless prior thereto it is revoked
or suspended by the Insurance Commissioner or the authority of the
agent to act for the insurer is terminated.

(2)  In the absence of a contrary ruling by the Commissioner,
license renewals shall be issued from year to year upon the written
request of the insurer stating the principal business address and the
residence address of the agent, subject to the payment of the annual
fee as required in Section 42 (c) of this Article, without further
action on the part of the agent.

(3) Upon the filing of a request for renewal of license and pay-
ment of the required fees prior to its date of expiration, the current
license shall continue in force until the renewal license is issued by
the Commissioner or until the Commissioner has refused for cause
to issue such renewal license, as provided in sub-section (l) below,
and has given notice of such refusal in writing to the insurer and the
agent.

(j) Temporary License.

(1) The Insurance Commissioner, if he is satisfied with the quali-
fications and fitness of the applicant, shall issue a temporary life in-
surance agent's license without requiring the applicant to pass a
written examination, as follows: