308/Maryland Manual
personnel and other resources would be needed
by MAIF in order to operate, and second, the
impossibility of accurately estimating what
amounts will be needed to pay claims and their
allocated operational expenses.
The present assets of the MAIF are derived
from four sources: 1. Monies collected from premi-
ums and earnings from investments (Code 1957,
Art. 48A, secs. 243-243L). 2. By virtue of Chapter
241 (1976), as amended by Chapter 364 (1978),
each insurer authorized to write automobile liabili-
ty and physical damage insurance in this State may
be assessed up to 4% of its net direct written pre-
miums. The MAIF Board of Trustees determines
whether or not it will have a cash operating deficit
on a projected basis. If so, MAIF certifies this
amount to the Industry Automobile Insurance As-
sociation (I.A.I.A.), which represents the insur-
ance industry in Maryland. I.A.I.A. collects the
certified amount from its member companies and
places it in a trust fund maintained within the
State of Maryland for the use and benefit of
MAIF. MAIF may apply to the trustees for the
use of the funds only after it sustains an actual
cash operating deficit during any calendar quarter
in the year following its projected certified cash
operating deficit. These statutes contain a recoup-
ment mechanism whereby the I.A.I.A. member in-
surers may recoup the assessment from their indi-
vidual insureds. Assessment monies may be used
for the general purposes of the fund; however, pre-
mium and investment income may be used only for
payment of claims and administrative expenses of
the fund arising out of policies issued by the fund.
The fund is required to keep separate records of in-
come and expenses directly attributable to the pro-
cessing and payment of uninsured claims. 3. The
Uninsured Division (former UCJF) has the right
of recovery (subrogation) against the uninsured
motorist for those monies it expends as the result
of the uninsured motorist's negligence. 4. Chapter
291, Acts of 1975, as amended by Chapter 499,
Acts of 1966, and Chapter 346, Acts of 1978, au-
thorizes the Motor Vehicle Administration to as-
sess a penalty of up to $100 against those motor-
ists who operate a vehicle in Maryland without
insurance. The Motor Vehicle Administration may
deduct a fee of ten percent (10%) of the amount
collected, and the balance is remitted to MAIF for
the use of its Uninsured Division operation.
BLIND INDUSTRIES AND SERVICES
OF MARYLAND
Chairperson: James A. Valliant, 1983
Vice-Chairperson: Joyce Anne Burman, 1981
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John L. Crew, 1981; William F. Melville, 1981;
Pierce J. Lamdin, 1982; Dallas G. Truitt, 1982;
Louise Emanuel, 1983; C. Rogers Kines, 1983;
Georgia Louise Myers, 1983; Jane Storrs, 1983;
one vacancy.
Ralph W. Sanders, President
2901 Strickland Street
Baltimore 21223 Telephone: 233-4567
The Blind Industries and Services of Maryland,
established by Chapter 566, Acts of 1908,
adopted its present name by Chapter 164, Acts of
1973. It is a State-aided institution, the general
supervision and control of which is vested in elev-
en trustees appointed by the Governor with the
advice and consent of the Senate for three-year
terms.
The purpose of the Blind Industries and Ser-
vices of Maryland is to establish and operate cen-
ters for the training, rehabilitation, and employ-
ment of the adult blind of Maryland. In addition,
Blind Industries and Services of Maryland oper-
ates other service programs designed to teach
adult blind persons the skills necessary to live in
society on the basis of mutual interdependence
with their sighted peers.
To carry out these programs. Blind Industries
and Services of Maryland currently operates a
number of divisions: The Vending Division and
Industries and Rehabilitation are located in the
Baltimore facility at 2901 Strickland Street; the
Cumberland facility at 322 Paca Street, Cumber-
land; and the Salisbury facility at the Northwood
Industrial Park, Salisbury.
The Vending Facilities Division serves as the
nominee agency for all locations through a con-
tract from the Division of Vocational Rehabilita-
tion and under authority of the Federal Ran-
dolph-Sheppard Act. This Division locates,
builds, and staffs with trained blind managers
snack bars, cafeterias, and sundry shops in pub-
licly-owned buildings and in private businesses.
More than one hundred of these small businesses
are located in Maryland (Code 1957, Art. 30,
secs. 3-10, 30A).
BOARD OF STATE CANVASSERS
Fred L. Wineland, Secretary of State; Louis L.
Goldstein, Comptroller of the Treasury; William
S. James, State Treasurer; James H. Norris, Jr.,
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