Ch. 181

1997 LAWS OF MARYLAND

(d) (1) An operator of an automated teller machine shall provide during the
hours of darkness lighting of at least 10 candlefoot power at the face of the automated
teller machine and extending in an unobstructed direction outward 5 feet.

(2) An operator or, if different, the person who controls the access area or
the defined parking area, shall provide during the hours of darkness lighting of:

(i) At least 2 candlefoot power within 50 feet from all unobstructed
directions from the face of the automated teller machine;

(ii) At least 2 candlefoot power in that portion of the defined parking
area within 60 feet of the automated teller machine; and

(iii) In the event the automated teller machine is located within 10 feet
of a corner of the building and the automated teller machine is generally accessible from
the adjacent side, at least 2 candlefoot power along the first 40 unobstructed feet of the
adjacent side of the building.

(3) The requirements of this subsection apply only to automated teller
machines that are open for use by customers during the hours of darkness.

(4) For automated teller machines installed before January 1, 1995,
compliance with the provisions of this subsection shall be optional until July 1, 1995.

(e) (1) At or before the time a customer is furnished with an access device, the
issuer of the access device shall furnish to the customer a notice concerning basic safety
precautions that customers should employ while using an automated teller machine
during hours of darkness.

(2) The notice shall be furnished:

(i) To each customer whose address for the account to which the
access device relates is in this State; and

(ii) By personally delivering or mailing the notice to customers at their
mailing addresses in this State.

(3) (i) Only one notice need be furnished for each mailing address; and

(ii) If access devices are furnished to more than one customer for a
single account or set of accounts or on the basis of a single application or other request
for access devices, only one notice need be furnished to satisfy this subsection's notice
requirement as to those customers.

(4) The notice required by this subsection may be included with other
disclosures related to the access device furnished to a customer, including any initial or
periodic disclosure statement furnished under the Federal Electronic Fund Transfer Act.

(5) The issuer of an access device shall be deemed to be in compliance with
the notice requirement of this subsection if the issuer advises the customer to:

(i) Be aware of the customer's surroundings when using an automated
teller machine, particularly during the hours of darkness;

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