856                               Laws of Maryland                        [Ch. 515

(2)  To the executor or administrator of the estate of a deceased
person who at the time of his death was a licensed life insurance
agent;

(3)  To a surviving next of kin of such deceased person, if no
administrator or executor has been appointed and qualified, but
any license issued under this sub-section shall be revoked upon
issuance of a license to an executor or administrator under paragraph
(2) above.

(4) To an applicant who has fulfilled the provisions of sub-section
(d) of this section, where such applicant will actually collect the prem-
iums on or solicit applications for industrial life insurance during
the period of such temporary license (if an examination is required
of such person under the provisions of sub-section (e) of this section);
and such temporary license will grant the applicant, during the period
that such temporary license is in force, the right to collect premiums
and solicit applications for industrial life insurance, ordinary life
insurance and accident and health insurance; provided, however,
that if notice that such temporary license or notice of refusal thereof
is not received from the Commissioner within ten days from the date
the application was sent to the Commissioner, the company may
assume that the temporary license will be issued in due course and
the applicant may act as if such temporary license had been issued
until notice to the contrary is received from the Commissioner.

(5) The license issued under this sub-section shall be effective for
ninety (90) days. The Commissioner, in his discretion, may renew
any license granted under this sub-section once upon proper applica-
tion and for good cause.

(k) Company to Notify Commissioner of Termination of Contract;
Communications Privileged.

(1)  Every insurer shall, upon termination of the appointment of
any life insurance agent, immediately file with the Insurance Com-
missioner a statement of the facts relative to the termination of the
appointment and the date and cause thereof. The Commissioner shall
thereupon terminate the license of such agent to represent such
insurer in this State.

(2)  Any information, document, record or statement required to
be made or disclosed to the Insurance Commissioner pursuant to this
section shall be deemed a privileged communication and shall not
be used as evidence in any court action or proceeding other than a
proceeding by way of appeal from the action of the Insurance Com-
missioner provided for under sub-section (m) hereof.

(l) Refusal, Suspension, or Revocation of Licenses.

(1) A license may be refused, or a license duly issued may be
suspended or revoked or the renewal thereof refused by the Insur-
ance Commissioner if, after notice and hearing as hereafter provided,
he finds that the applicant for, or holder of such license:

(i) Has wilfully violated any provision of the insurance laws of
this State; or

(ii) Has intentionally made a material misstatement in the applica-
tion for such license; or